/* SIBYL - premium light. Mercury periwinkle, warm, animated value-flow. Distinct from dark Quorum. */

:root{
  --bg:#fbfbfe; --bg2:#f3f4fb; --card:#ffffff; --ink:#171a2e; --ink2:#444a63; --grey:#737a93; --faint:#a3a9c0;
  --line:#eceef6; --line2:#dfe2ef;
  --acc:#8B9CEC; --acc-d:#6373d6; --acc-ink:#2b3270; --acc-soft:#eef0fd; --acc2:#b9a8f3;
  --green:#12a36b; --green-soft:#e4f6ee; --amber:#b07a16; --amber-soft:#fbf2df; --slate:#5b6480; --slate-soft:#eef0f6; --red:#d2486a; --red-soft:#fbecf1;
  --sans:"Inter",system-ui,sans-serif; --fm:ui-monospace,"JetBrains Mono",monospace;
  --maxw:1600px; --ease:cubic-bezier(.22,.61,.36,1);
  --sh-s:0 1px 2px rgba(23,26,46,.05); --sh-m:0 10px 30px -12px rgba(23,26,46,.14); --sh-l:0 40px 90px -32px rgba(43,50,112,.32);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{background:var(--bg);color:var(--ink2);font-family:var(--sans);line-height:1.6;-webkit-font-smoothing:antialiased;overflow-x:hidden;font-feature-settings:"cv02","ss01"}
h1,h2,h3,h4{color:var(--ink);letter-spacing:-.03em;line-height:1.08;text-wrap:balance}
a{color:var(--acc-d);text-decoration:none}
.mono{font-family:var(--fm);font-variant-numeric:tabular-nums}
em{font-style:normal;background:linear-gradient(110deg,var(--acc-d),var(--acc2));-webkit-background-clip:text;background-clip:text;color:transparent}
.kicker{display:inline-block;font-size:12.5px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--acc-d);margin-bottom:14px}

/* reveal motion */
.reveal{opacity:0;transform:translateY(24px);animation:rv both linear;animation-timeline:view();animation-range:entry 0% cover 24%}
.reveal.d1{animation-range:entry 5% cover 29%}.reveal.d2{animation-range:entry 9% cover 33%}.reveal.d3{animation-range:entry 13% cover 37%}.reveal.d4{animation-range:entry 17% cover 41%}
@keyframes rv{to{opacity:1;transform:none}}
@supports not (animation-timeline:view()){.reveal{opacity:1;transform:none;animation:none}}
@media(prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;animation:none}*{animation-duration:.001s!important}}

/* BUTTONS */
.btn{display:inline-flex;align-items:center;gap:8px;font-family:var(--sans);font-weight:600;font-size:14.5px;border:none;cursor:pointer;border-radius:13px;padding:10px 18px;transition:transform .2s var(--ease),box-shadow .2s var(--ease),background .2s,border-color .2s}
.btn i{font-size:16px}.btn.lg{padding:13px 22px;font-size:15.5px}.btn.sm{padding:8px 15px;font-size:13.5px;border-radius:11px}
.btn.primary{background:linear-gradient(180deg,var(--acc),var(--acc-d));color:#fff;box-shadow:0 1px 0 rgba(255,255,255,.3) inset,0 10px 26px -10px var(--acc-d)}
.btn.primary:hover{transform:translateY(-2px);box-shadow:0 1px 0 rgba(255,255,255,.4) inset,0 18px 40px -12px var(--acc-d)}
.btn.soft{background:var(--card);color:var(--ink);border:1px solid var(--line2);box-shadow:var(--sh-s)}.btn.soft:hover{border-color:var(--acc);color:var(--acc-d);transform:translateY(-2px)}
.btn.ghost{background:transparent;color:var(--ink2)}.btn.ghost:hover{color:var(--acc-d)}
.btn.light{background:#fff;color:var(--acc-d)}.btn.light:hover{transform:translateY(-2px);box-shadow:var(--sh-m)}
.btn:disabled{opacity:.5;cursor:not-allowed;transform:none}
.icon-btn{background:var(--bg2);border:1px solid var(--line);border-radius:10px;width:34px;height:34px;display:grid;place-items:center;cursor:pointer;color:var(--grey)}
.icon-btn:hover{color:var(--ink)}

/* NAV */
.nav{position:sticky;top:0;z-index:50;background:rgba(251,251,254,.78);backdrop-filter:blur(16px) saturate(140%);border-bottom:1px solid var(--line)}
.nav-inner{max-width:var(--maxw);margin:0 auto;padding:14px 24px;display:flex;align-items:center;gap:28px}
.brand{display:flex;align-items:center;gap:10px;font-weight:700;font-size:18px;color:var(--ink)}
.logo-mark{width:30px;height:30px;border-radius:10px;background:linear-gradient(145deg,var(--acc),var(--acc2));display:grid;place-items:center;color:#fff;font-size:16px;box-shadow:0 6px 16px -6px var(--acc-d)}
.nav-mid{display:flex;gap:4px;margin-right:auto}
.nav-mid a{color:var(--ink2);font-size:14.5px;font-weight:500;padding:7px 12px;border-radius:9px;transition:.2s}
.nav-mid a:hover{background:var(--bg2);color:var(--ink)}
.nav-end{display:flex;align-items:center;gap:10px}
@media(max-width:880px){.nav-mid{display:none}.nav-end .btn.primary{display:none}}

/* HERO */
.hero{position:relative;overflow:hidden;border-bottom:1px solid var(--line)}
#orbCanvas{position:absolute;inset:0;width:100%;height:100%;z-index:0;opacity:.85}
.hero-wash{position:absolute;inset:0;z-index:0;background:radial-gradient(900px 500px at 72% 18%,var(--acc-soft),transparent 60%),linear-gradient(180deg,#f3f2fe,transparent 50%)}
.hero-inner{position:relative;z-index:1;max-width:var(--maxw);margin:0 auto;padding:80px 24px 92px;display:grid;grid-template-columns:1.08fr .92fr;gap:52px;align-items:center}
@media(max-width:940px){.hero-inner{grid-template-columns:1fr;gap:42px;padding:56px 24px 70px}}
.pill{display:inline-flex;align-items:center;gap:9px;background:#fff;border:1px solid var(--line2);color:var(--ink2);font-size:12.5px;font-weight:600;padding:6px 13px;border-radius:999px;margin-bottom:22px;box-shadow:var(--sh-s)}
.pdot{width:6px;height:6px;border-radius:50%;background:var(--green);box-shadow:0 0 0 4px var(--green-soft)}
.hero h1{font-size:clamp(44px,6.4vw,78px);font-weight:800;margin-bottom:22px;letter-spacing:-.04em}
.hero .lede{font-size:clamp(17px,1.6vw,20px);color:var(--ink2);max-width:52ch;margin-bottom:30px}
.hero-cta{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:26px}
.hero-trust{display:flex;gap:22px;flex-wrap:wrap}
.hero-trust span{display:inline-flex;align-items:center;gap:7px;font-size:13.5px;font-weight:500;color:var(--grey)}
.hero-trust i{color:var(--green);font-size:7px}
/* hero policy card */
.pcard{position:relative;background:#fff;border:1px solid var(--line);border-radius:20px;padding:24px;box-shadow:var(--sh-l)}
.pc-glow{position:absolute;inset:-1px;border-radius:20px;padding:1px;background:linear-gradient(140deg,var(--acc),transparent 45%);-webkit-mask:linear-gradient(#000 0 0) content-box,linear-gradient(#000 0 0);-webkit-mask-composite:xor;mask-composite:exclude;pointer-events:none}
.pc-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:16px}
.pc-tag{font-size:11.5px;font-weight:600;text-transform:uppercase;letter-spacing:.05em;color:var(--faint)}
.pc-status{font-size:12px;font-weight:600;padding:4px 11px;border-radius:999px;background:var(--bg2);color:var(--slate)}
.pc-status.open{background:var(--slate-soft);color:var(--slate)}.pc-status.active{background:var(--acc-soft);color:var(--acc-d)}.pc-status.paid{background:var(--green-soft);color:var(--green)}.pc-status.closed{background:var(--amber-soft);color:var(--amber)}
.pc-desc{font-size:20px;font-weight:700;color:var(--ink);line-height:1.3;margin-bottom:16px}
.pc-cond{background:var(--bg2);border:1px solid var(--line);border-radius:13px;padding:13px 15px;margin-bottom:18px}
.pc-cond-l{display:block;font-size:11px;font-weight:600;text-transform:uppercase;letter-spacing:.05em;color:var(--acc-d);margin-bottom:5px}
.pc-amts{display:flex;align-items:center;gap:14px}.pc-amts>div{flex:1}.pc-amts i{color:var(--faint)}
.pc-amts span{display:block;font-size:11.5px;color:var(--grey);margin-bottom:3px}.pc-amts b{font-family:var(--fm);font-size:22px;color:var(--ink);font-weight:700}

/* LOGOS */
.logos{max-width:var(--maxw);margin:0 auto;padding:26px 24px;display:flex;align-items:center;gap:28px;flex-wrap:wrap;border-bottom:1px solid var(--line)}
.logos-l{font-size:13px;font-weight:600;color:var(--faint)}
.logos-row{display:flex;gap:28px;flex-wrap:wrap}
.logos-row span{display:inline-flex;align-items:center;gap:8px;font-size:14px;font-weight:600;color:var(--ink2)}
.logos-row i{color:var(--acc-d)}

section{padding:88px 0}
.sec-head{max-width:var(--maxw);margin:0 auto 44px;padding:0 24px;text-align:center}
.sec-head h2{font-size:clamp(30px,4vw,48px);font-weight:800}
.sec-head p{font-size:18px;color:var(--grey);margin-top:12px;max-width:54ch;margin-left:auto;margin-right:auto}
.sec-head.row{display:flex;justify-content:space-between;align-items:flex-end;text-align:left;margin-bottom:28px}
.sec-head.row .count{font-family:var(--fm);color:var(--faint);font-size:13px}

/* SIGNATURE FLOW */
.flow-rail{max-width:var(--maxw);margin:0 auto;padding:0 24px;display:flex;align-items:stretch;gap:0}
@media(max-width:820px){.flow-rail{flex-direction:column;align-items:center;gap:8px}}
.node{flex:1;background:#fff;border:1px solid var(--line);border-radius:18px;padding:28px 24px;text-align:center;box-shadow:var(--sh-s);transition:transform .3s var(--ease),box-shadow .3s}
.node:hover{transform:translateY(-5px);box-shadow:var(--sh-m)}
.node-ic{width:54px;height:54px;border-radius:14px;background:var(--acc-soft);color:var(--acc-d);display:grid;place-items:center;font-size:25px;margin:0 auto 16px}
.node-ic.alt{background:var(--slate-soft);color:var(--slate)}.node-ic.acc{background:linear-gradient(145deg,var(--acc),var(--acc2));color:#fff}
.node h4{font-size:18px;font-weight:700;margin-bottom:7px}
.node p{font-size:13.5px;color:var(--grey)}
.wire{flex:0 0 90px;position:relative;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:8px}
@media(max-width:820px){.wire{flex-basis:auto;height:44px;width:2px}}
.wire::before{content:"";position:absolute;top:50%;left:0;right:0;height:2px;background:repeating-linear-gradient(90deg,var(--line2) 0 6px,transparent 6px 12px)}
@media(max-width:820px){.wire::before{top:0;bottom:0;left:50%;right:auto;width:2px;height:auto;background:repeating-linear-gradient(180deg,var(--line2) 0 6px,transparent 6px 12px)}}
.pulse{position:absolute;top:50%;left:0;width:9px;height:9px;border-radius:50%;background:var(--acc);box-shadow:0 0 10px var(--acc);transform:translateY(-50%);animation:run 2.2s var(--ease) infinite}
.pulse.d{animation-delay:1.1s;background:var(--green);box-shadow:0 0 10px var(--green)}
@keyframes run{0%{left:0;opacity:0}10%{opacity:1}90%{opacity:1}100%{left:100%;opacity:0}}
@media(max-width:820px){.pulse{display:none}}
.wire label{position:relative;font-family:var(--fm);font-size:11px;color:var(--faint);background:var(--bg);padding:2px 6px}

/* STATS */
.stats{max-width:var(--maxw);margin:0 auto;padding:0 24px;display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
@media(max-width:760px){.stats{grid-template-columns:1fr 1fr}}
.stat{background:#fff;border:1px solid var(--line);border-radius:18px;padding:28px 26px;box-shadow:var(--sh-s);display:flex;flex-direction:column;gap:5px;justify-content:center}
.stat b{font-family:var(--fm);font-size:38px;font-weight:800;color:var(--ink);letter-spacing:-.03em}
.stat span{font-size:13px;color:var(--grey)}

/* POLICIES */
.policies{max-width:var(--maxw);margin:0 auto;padding:88px 24px}
.pol-list{display:flex;flex-direction:column;gap:14px}
.pol{display:grid;grid-template-columns:1fr auto;gap:8px 18px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px 24px;cursor:pointer;transition:border-color .2s,box-shadow .2s,transform .2s}
.pol:hover{border-color:var(--line2);box-shadow:var(--sh-m);transform:translateY(-2px)}
.pol-desc{font-size:17px;font-weight:700;color:var(--ink);margin-bottom:5px}
.pol-cond{font-size:14px;color:var(--grey)}.pol-cond b{color:var(--ink2);font-weight:600}
.pol-r{display:flex;flex-direction:column;align-items:flex-end;gap:7px;flex-shrink:0}
.pol-amt{font-family:var(--fm);font-size:15px;color:var(--ink);font-weight:700}.pol-amt small{color:var(--grey);font-weight:500}
.pstatus{font-size:12px;font-weight:600;padding:3px 10px;border-radius:999px}
.ps-open{background:var(--slate-soft);color:var(--slate)}.ps-active{background:var(--acc-soft);color:var(--acc-d)}.ps-paid{background:var(--green-soft);color:var(--green)}.ps-closed{background:var(--amber-soft);color:var(--amber)}.ps-cancelled{background:var(--bg2);color:var(--faint)}
.pol-reason{grid-column:1/-1;font-size:13px;color:var(--grey);border-top:1px solid var(--line);padding-top:11px;margin-top:4px}
.p-empty{padding:44px;text-align:center;color:var(--faint);font-size:14px;border:1px solid var(--line);border-radius:18px;background:#fff}

/* FAQ */
.faq{max-width:var(--maxw);margin:0 auto;padding:0 24px 88px}
.faq-list{display:flex;flex-direction:column;gap:12px;max-width:760px;margin:0 auto}
.q{background:#fff;border:1px solid var(--line);border-radius:14px;padding:4px 20px;transition:border-color .2s,box-shadow .2s}
.q[open]{border-color:var(--line2);box-shadow:var(--sh-s)}
.q summary{list-style:none;cursor:pointer;padding:17px 0;font-size:16px;font-weight:600;color:var(--ink);display:flex;justify-content:space-between;align-items:center}
.q summary::-webkit-details-marker{display:none}
.q summary::after{content:"+";font-size:22px;color:var(--acc-d)}.q[open] summary::after{content:"\2212"}
.q p{padding:0 0 18px;font-size:15px;color:var(--ink2)}

/* CTA */
.cta{max-width:var(--maxw);margin:0 auto;padding:0 24px 96px}
.cta-card{border-radius:24px;padding:clamp(46px,7vw,80px);text-align:center;background:linear-gradient(140deg,var(--acc),var(--acc2));box-shadow:var(--sh-l)}
.cta-card h2{color:#fff;font-size:clamp(30px,4vw,46px);font-weight:800;margin-bottom:12px}
.cta-card p{color:rgba(255,255,255,.92);font-size:18px;margin:0 auto 26px;max-width:44ch}

/* FOOTER */
.footer{border-top:1px solid var(--line);background:var(--bg2)}
.footer-inner{max-width:var(--maxw);margin:0 auto;padding:56px 24px 32px;display:flex;justify-content:space-between;gap:48px;flex-wrap:wrap}
.foot-brand{max-width:300px}.foot-brand p{margin-top:12px;font-size:14px;color:var(--grey)}
.foot-cols{display:flex;gap:60px;flex-wrap:wrap}.foot-col{display:flex;flex-direction:column;gap:11px}
.foot-h{font-size:12px;font-weight:600;text-transform:uppercase;letter-spacing:.07em;color:var(--faint);margin-bottom:4px}
.foot-col a{color:var(--ink2);font-size:14px}.foot-col a:hover{color:var(--acc-d)}
.foot-base{border-top:1px solid var(--line);padding:18px 24px;display:flex;justify-content:space-between;font-family:var(--fm);font-size:12px;color:var(--faint)}
.net{display:flex;align-items:center;gap:7px}.net-dot{width:7px;height:7px;border-radius:50%;background:var(--green)}

/* FORM AS IN-SITE PAGE + wizard */
.scrim{position:fixed;inset:0;background:rgba(23,26,46,.3);opacity:0;pointer-events:none;transition:opacity .25s;z-index:80}
.scrim.on{opacity:1;pointer-events:auto}
.drawer{position:fixed;inset:0;width:100%;height:100dvh;background:var(--bg);transform:translateY(20px);opacity:0;visibility:hidden;transition:opacity .3s var(--ease),transform .3s var(--ease),visibility .3s;z-index:81;overflow-y:auto}
.drawer.on{transform:none;opacity:1;visibility:visible}
.drawer-h{max-width:640px;margin:0 auto;padding:24px;border-bottom:1px solid var(--line);display:flex;justify-content:space-between;align-items:center;position:sticky;top:0;background:rgba(251,251,254,.85);backdrop-filter:blur(10px)}
.drawer-h h3{font-size:20px;font-weight:700}
.drawer-b{max-width:640px;margin:0 auto;padding:34px 24px 70px}
label{display:block;font-size:12.5px;font-weight:600;color:var(--ink);margin:16px 0 7px}
input,textarea{width:100%;background:#fff;border:1px solid var(--line2);border-radius:12px;padding:11px 14px;font-family:var(--sans);font-size:15px;color:var(--ink);transition:border .15s}
input:focus,textarea:focus{outline:2px solid var(--acc);outline-offset:2px;border-color:var(--acc)}
textarea{resize:vertical;min-height:80px}
.hint{font-size:12.5px;color:var(--faint);margin-top:7px}
.wiz{display:flex;flex-direction:column}
.wz{display:flex;gap:16px;padding-bottom:26px;position:relative}
.wz::before{content:"";position:absolute;left:18px;top:40px;bottom:0;width:2px;background:var(--line2)}
.wz:last-of-type::before{display:none}
.wz-n{flex-shrink:0;width:38px;height:38px;border-radius:50%;background:linear-gradient(145deg,var(--acc),var(--acc-d));color:#fff;font-weight:700;font-size:15px;display:grid;place-items:center;z-index:1;box-shadow:0 6px 16px -6px var(--acc-d)}
.wz-b{flex:1;padding-top:6px}.wz-b h4{font-size:15px;font-weight:600;margin-bottom:9px;color:var(--ink)}
.wz-row{display:flex;gap:10px}
.wiz>.btn{margin-top:8px}
.d-desc{font-size:20px;font-weight:700;color:var(--ink);margin-bottom:4px}
.kv{display:flex;justify-content:space-between;gap:14px;padding:11px 0;border-bottom:1px solid var(--line);font-size:14px}
.kv .k{color:var(--grey)}.kv .v{text-align:right;color:var(--ink);max-width:62%;word-break:break-word}
.btn.block{width:100%;justify-content:center;margin-top:14px}
.verdict-box{border-radius:12px;padding:13px 15px;margin:14px 0;font-size:13.5px;line-height:1.5}
.vb-ok{background:var(--green-soft);color:#0a6a48}.vb-no{background:var(--amber-soft);color:#7a5510}

#log{position:fixed;right:18px;bottom:18px;display:flex;flex-direction:column;gap:9px;z-index:90;max-width:330px}
.toast{background:#fff;border:1px solid var(--line);border-left:3px solid var(--acc);border-radius:12px;padding:12px 15px;font-size:13px;color:var(--ink);box-shadow:var(--sh-m)}
.toast.err{border-left-color:var(--red)}.toast.ok{border-left-color:var(--green)}
.toast .tt{display:block;font-size:10px;letter-spacing:.05em;text-transform:uppercase;color:var(--faint);margin-bottom:2px;font-weight:600}
.spinner{display:inline-block;width:12px;height:12px;border:2px solid currentColor;border-right-color:transparent;border-radius:50%;animation:spin .7s linear infinite;vertical-align:-2px}
@keyframes spin{to{transform:rotate(360deg)}}

/* GLOBAL OVERFLOW GUARD */
html,body{overflow-x:hidden;max-width:100%}